Peter Ritchie

I am often asked how banks and lenders calculate how much people can borrow for a home loan and I thought I’d put together this short video as a guide. Please don’t hesitate to send through any questions if you’d like further information.   To find out more about Peter’s advice and…

It’s been reported the increase in tobacco excise announced in the 2016 Budget will see the cost of a packet of cigarettes increase from $25.00 as it is today, to an estimated cost of $40.00 by 2020. I don’t smoke, but I must admit to being quite surprised at how…

The ease of which we can obtain credit these days means that many consumers have multiple credit cards. I am not here to judge whether it is necessary to have more than one credit card but what I can offer some advice on is the difficulty in balancing multiple credit…

Having been a finance broker for 14 years I have had thousands of conversations with people about finance. Some good, some not so pleasant. As a finance broker, our role is to educate consumers, borrowers and hopefully clients in how they can achieve their financial goals. A common topic of…