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Q: My partner and I are wanting to open a joint bank account. Both of us are long term customers with different banks, I'm with Westpac, and he's with the Commonwealth Bank. What is the best way to approach this process and what benefits should we be seeking when comparing and contrasting offers from both banks?
A: You should consider your long term goals for opening a joint bank account?
Is it to save up for your first home or for your holiday?
Once you have worked out the purpose of the account you can work out the ideal institution to set up the account with.
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Q: HI ME AND MY WIFE ARE IN OUR MID 50S WE NEARLY OWN OUR HOME WE HAVE ANOTHER PROPERTY WITH A GRANNY FLAT WE STILL OWE AROUND 35% OF THE PROPERTY VALUE WE WANT TO SELL OUR PRINCIPLE HOUSE AROUND AGE 60 TO PAY OF OUR DEPTS AND HELP OUR CHILDREN WITH A DEPOSIT FOR A PROPERTY WE WANT TO MOVE INTO OUR INVESTMENT BECAUSE WE WANT TO RECIEVE THE PENSION?
A: Call me on 0434 528 186 or email me on marie@mariefergusonassociates.com.au... I am both a financial planner and mortgage broker so I can give you both perspectives in one sitting.
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Q: hi, with a new investment property is now a good time to be fixing rates and can you fix an interest only loan?
A: I guess people like to think that timing is everything but can we really make that happen? All we can do is take the opportunity that is evidently there. Call me on 0434 528 186 if you would like to know more. Or email me marie@mariefergusonassociates.com.au
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Q: Hi, I am a policing student currently and as of mid August will be a police officer. Can I claim my student expenses this financial year as it is for my career? I am a little bit grey in knowledge around this area as I know that if you are studying something for the job you are currently in that you can claim but other than that it is generally unclaimable. Any advice will be welcomed - thankyou!
A: It seems that since you start your role mid August you just missed out for the 2017 financial year.
