answered
Q: There's so many brokers. Do they all have access to the same bank deals? And when I get my loan, will my broker proactively identify when I should refinance - or do I need to do this investigation myself every year?
A: Great answers, thank you! I've also heard that there's clawbacks on broker commissions when customers refinance within 2-3 years.
Doesn't that disincentivise the proactive behaviour from my broker that I'd want as the customer? How do you handle that scenario?
question
Q: There's so many brokers. Do they all have access to the same bank deals? And when I get my loan, will my broker proactively identify when I should refinance - or do I need to do this investigation myself every year?
