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About Me

Yanir Yakutiel

Financial Services Executive
https://www.sail.com.au
www.sail.com.au
Sydney, New South Wales
0414498818
Yanir is the CEO and Founder of Sail Business Loans.

Initially training as a corporate lawyer, Yanir made the transition to finance working for a top tier shipping company in an asset finance function. This was followed by a senior role with financial technology innovator, ICAP plc., initially in freight futures and then in cash equities. Yanir also launched, managed and developed a successful global dry freight shipping company. Complimenting Yanir’s employment achievements are his academic endeavours. Yanir attained a Bachelor’s Degree in Law and Economics and from there went on to graduate from INSEAD Business School with an MBA.

My Activity

answered
Q: As the importance of company culture is widely recognised for not only financial success, but also staff retention, job satisfaction, and productivity within the business, I’m wondering, what strategies have others found effective in building and promoting a positive and high-spirited team culture?
A: Hi, I recently started a Sydney based startup, and I wholeheartedly agree that company culture is vital for successful growth. My strategy is, on the one hand, empower people with responsibilities and accountability, while on the other making sure that it is a fun place to work. We will not hire people that we don't feel will fit in culturally.
video
Sail Business Loans and Sky News Business Success

blog post
Cash flow 101: 6 tips to stay afloat
This blog was first published on www.sail.com.au
 
Cash flow 101: 6 tips to stay afloat
 
Running your own business brings with it a unique set of challenges, especially once you ...
blog post
6 Key Benefits of Unsecured Business Loans
This blog post was first published on www.sail.com.au
 
6 Key Benefits of Unsecured Business Loans
 
Business growth often requires some debt. This could mean expanding ...
blog post
How alternative lenders are beating the big four banks
This blog was first published on www.sail.com.au
How alternative lenders are beating the big four banks
From Uber to Airbnb, “disruption” is what happens when the majority is und ...
answered
Q: I am a Director of a growing small business and have a mutual agreement with my partner to buy him out at the end of this calendar year. It's a reasonably significant amount, so will need to borrow the money. What's the best way to go about this? Can I borrow the money through the business or do I do it personally? Both my personal and business financials are quite sound.
A: Dear Jarrod, you really have several options and they depend on the circumstances of your particular situation. If you're a homeowner, you can draw against your mortgage and that is normally a cost effective way of doing it. Having said that, any personal loan that you take will result in your interest payments not being tax deductible.

Another option is an unsecured business loan, like the ones offered by Sail (www.sail.com.au). At Sail we can offer you an unsecured loan of up to 100k at very competitive rates. Feel free to reach out to us and get free advice from one of our customer service reps at 1300 00 SAIL.

Best, Yanir
answered
Q: Hi, I am about to start my own recruitment business and wanted to know if it was possible to obtain a business loan to help the business get started. I have been a HR Manager for 12 years and hoping I can get a loan of around $25,000 without having to borrow extra on our home loan?
A: Hi Athena, normally business lenders lend either against assets or cash flows. Funding the establishment of new businesses, albeit one that you have considerable experience in, falls outside those parameters.
As someone mentioned, if you are a homeowner there are several options that are normally cost effective.