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Q: I am 45, self employed and my partner is 50 and in full time employment. We have no debt and own our own home. We have $30,000 a year that we want to save. We have been advised to salary sacrifice it all into our Supers. Is this the best advice? We are moderate risk takers.
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Q: I am self employed and am considering taking out some insurance in case I can't work due to illness, broken leg etc. If I take this insurance out is it 100% deductible at the end of the tax year?