question
Q: My wife and I currently have 3 unsecured debts between 2 credit cards and a personal loan.
We are working hard to pay them off as soon as possible so we can have some financial freedom, start building some assets and get on with our lives with a house etc down the track.
Is it best to try to consolidate the 3 debts into one so there is one account fee, one interest payment and one monthly payment, or is it better to keep them separate?