answered
Q: My husband and I have full time jobs. His income is 95,000 and mine is 72,000 and our home loan is ANZ, $490,000. We just checked our internet banking and the rate on the loan is 4.62% and we would like to ask if that is too high and what should it be. We do have a credit card limit of $5,000 but we very rarely use it?
A: Hi Nathan, Ken and Frank... I thought you might like to know we called ANZ and they reduced our rate to 4.09%. We are so happy, it's a big saving for us and we wanted to thank you for the advice. Kindest regards Pam
question
Q: My husband and I have full time jobs. His income is 95,000 and mine is 72,000 and our home loan is ANZ, $490,000. We just checked our internet banking and the rate on the loan is 4.62% and we would like to ask if that is too high and what should it be. We do have a credit card limit of $5,000 but we very rarely use it?
