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Isabel G.

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Q: Hi, we have put an offer on a new home and concerned the agent hasn’t passed it through to the owner. Is it ok for us to submit the offer directly to the owner … put in their letterbox?

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Q: Our home loan has been fixed for 3 years as we wanted certainty in the repayments and haven’t paid off much off the principal.

We want to pay more now but have been offered 3.89% for 3 years. Should we fix again or have a variable rate so we can pay more?

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