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Hello, a mate prompted me to check our home loan rate with ANZ - 4.49%, the loan is $780,000.
If I call them on Monday to ask about the rate what would be a reasonable expectation for them to reduce the rate by?
Responses
Hi David,
Depends on what product you have I.e is it a package, fixed/variable etc. I’d be interested to know what they offer.
As a broker I can also assist if you like. Easy to do :)
Don’t hesitate to call me at any time on 0401586901 if you have any questions
Good luck!
Zaid
SB FINANCE
If it’s owner occupied and principal and interest it should be under 4% so if you don’t get that, I would suggest you call a broker.
Feel free to call at any time
Regards
Scott
0435.474.498
David,
You should have something at 3.58% as a great starting point.
If your not there your being ripped off!
Everyone’s going to hit you up for it but few will deliver... if your serious about improving your position you should speak to a qualified, accredited broker who can deliver on your time lines.
That’s me.
Keen to help you own your home sooner.
Regards
Craig
Hi David,
I’m with ANZ paying principal & interest and on 3.79%. That should give you an idea of where they should be dropping it to.
If you are paying interest only then your rate seems about right.
Good luck.
James
Nice one David. Now best to keep your old, higher interest rate, repayment and pay the loan down sooner with the saving in interest.
That’s awesome David, well done! I would say you’ve knocked about 6 or 7 years off your mortgage right there. Keep the repayments the same and let your savings compound in the loan as well.
Cheers
Scott