What lenders cap LMI above 95% for Owner Occupier, other than BoQ to 99%, Bankwest to 98%?

Hi Jodi,

I'm not sure if they're on your panel, but Liberty and Qantas credit union have a full cap offering.

Cheers,
Gerry

Try Bank SA and My state bank

Hi Jodi

Are you talking about a first home buyer? If so, you should find most majors will do 95% + cap LMI. Otherwise Liberty certainly do offer the ability. Is there no option to offer a family guarantee?

Cheers

Kathleen

St George and Westpac will still go to 97% and ME Bank will go to 97% for first home buyers

Auswide will do 95% plus full LMI for first home buyers. They don't need to be buying a fhog eligible property, they just need to in theory be eligible for it.

Also in the alternative space. Liberty

Bank of Australia allow fully capped LMI Jodi and I am not sure about Beyond Bank and also Liberty do and will accept non gen savings.

Me bank for first home buyers
Westpac as well I think