Hi how can we get ahead of our mortgage . We have one child , I am part time & fiancé is full time ?

Hi Rene,

There could be more competitive products out there for you both that could potentially be saving you money every month.

You could make repayments more frequently, have your salaries credited into an offset account. See what other monthly expenses could be minimised and put surplus funds into your mortgage. Get higher paying jobs, etc.
Without knowing your full financial situation or what loan features you have already set up, it will be beneficial to chat to a finance broker and get a review of your current mortgage.

All the best,

Daniel

Hi Rene,
Daniel has pretty much covered all of your options here.
The most effective way would be to first ensure that you are getting the best rate and features in your loan such as offset, for your needs by talking to an experienced finance broker.
At the same time, setting up a comprehensive budgeting tool to track and assess your spending could help you to find some extra savings you could put into your mortgage.
Great to see you thinking about it
Good luck
Scott

no teal secret, put more money in. fortnightly payments will cut loan from 30 yrs to about 24. doubly payment can reduce term to about 8 yrs. as long as the extra payments are not redrawn.