Hi, I have a credit card debt of over $3000, and I'm studying a course where I have three more payments to make of around $500 each month. I've just relocated and my income has dropped significantly and I've almoat run out of cash totally and need to buy food. I'm a bit freaked out as i need to use my card for that too now
I don't want to ask family to lend me money. Any suggestions welcome?

Hi there,
There really is no way around the fact that you just have to spend less than you earn until you finish your course and can apply for full time work.
You could potentially get a balance transfer card so that you don't have to pay more interest on your current debt for 6 months or more.
Don't expect it to be easy, because it isn't but you're not alone. At least you have recognised you need to do something about it

Good luck
Scott

Are you receiving Centrelink benefits? You can ask them for a loan but I'm not sure if it will be enough for you. But you won't know unless you ask.

See also http://simplelivingaustralia.com.au/loans-people-centrelink-newstart/ and http://goodshepherdmicrofinance.org.au/?gclid=Cj0KEQjwhpnGBRDKpY-My9rdutABEiQAWNcslI_RcmXdKB-5uuciQbx4RYhdbRhIP4845hdNiGtQsHAaAtyH8P8HAQ

And I would not be ashamed of asking your family for money. You may be finished your course soon, can get a job and pay them back. The $1500 is an investment in your future. Good Luck!

Michael

Hi Anonymous,
Sorry to hear about your situation. Have you tried the Salvation Army?