• The place to find the right expertise and make better decisions
  • Find the right expertise
Blake S.
Blake S.
Seaforth, NSW
1 Likes
4 Followers

Wondering what the best option is when it comes to getting money out when you're overseas. I will be visiting Europe soon and would like to know whether it's worthwhile getting a travel card or simply using my own debit card while I'm travelling? Thanks!

8 years ago

Responses

Blake. As with all things in life it is best to cover all bases to be on the safe side. Therefore, you would be best to use multiple cards. Have a card wallet (both Qantas & Virgin have these as part of their frequent flyer programs as well as Australia Post). Advise your bank that you are travelling O/S and have your debit card (Visa or MasterCard) with you. Lastly, you can put credit funds into your credit card so that it will act like a debit card (you will be spending your own money). Finally, it is never a good idea to tick up holidays on credit. There is no joy in repaying a loan/credit card for months after a holiday. P.S. Store the cards on different parts of you whilst away so that in the event you lose one purse, you won't have lost all your cards.

Hi Blake,
I agree with Stephen, go with a combination of all three. Depending how far from cities you intend to travel and in what countries, I would exchange 3-5 days worth of spending money into the local currency as cash, load a travel money card with about half of what you expect to need and load the rest onto your personal Credit/Debit card.
Just be sure to ask your bank about access with the card you have and spend the travel money card first so you don't incur fees to transfer it back to Aussie when you get home
Have a great trip
Cheers
Scott

Your Answer

If you wish to include a video or audio response, you can do this by including links to Youtube, Vimeo or SoundCloud (https://www.youtube.com/watch?v=xxxxxxxxxx OR https://vimeo.com/xxxxxxxxx)

<% error.message %>