Home Loans & Personal Finance

John W.

East Brisbane, QLD

1 Likes
0 Followers

In am the md of a cash rich offshore company based in HK. Can I get a loan from the company and buy a property in Queensland ? I am an Australian resident and citizen.

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8 years ago

Deborah B.

Maida Vale, WA

4 Likes
0 Followers

My 22 y.o. son wants a personal loan of $25000 to help me with my mortgage debt and do some car repairs. He has a credit score of 489 and has been declined 3 times. Does he have any options?

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8 years ago

Seb M.

Williamstown, VIC

5 Likes
0 Followers

Is it possible to use the funds from a personal loan as the deposit to get a home loan?

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8 years ago

Sue L.

Hocking, WA

2 Likes
0 Followers

My son has a car loan through a finance company that he has fallen behind in repaying and due to sporadic employment doesn't look like he will be able to repay. What are his options?

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8 years ago

trish r.

Gin Gin, NSW

0 Likes
0 Followers

Wife and I separated. I am moving out today. Jointly owned home. I will be renting. Do I still have to pay half of the mortgage payments and if so does my wife have any right to demand my belongings removed and return of my house keys?

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8 years ago

Ange G.

Moree, NSW

1 Likes
0 Followers

Hi....I'm I able to roll my super into a self managed fund to purchase my first home?
Ange

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8 years ago

Rene H.

North Shore, VIC

3 Likes
0 Followers

Hi how can we get ahead of our mortgage . We have one child , I am part time & fiancé is full time ?

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8 years ago

Jackson S.

Beenleigh, QLD

22 Likes
2 Followers

If I go for a 2 or 3 year fixed rate, what happens to the rate when it finishes?

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8 years ago

Jane J.

Gladstone, QLD

2 Likes
0 Followers

I own 50% of a house, the other partner wants to sell. I am looking at buying her share. The mortgage amount is $500,000 she is willing to sell the house at $350,000 because house prices have decreased. Can she sell the house at under the mortgage amount? Will the banks lend her the amount needed to cover her share of the decrease with no asset to show?

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8 years ago

Seb M.

Williamstown, VIC

5 Likes
0 Followers

I am using a how much can I borrow calculator and want to know if I can include commissions and superannuation as income?

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8 years ago

Kerry R.

Roseville Chase, NSW

1 Likes
0 Followers

How often should I review my mortgage?

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8 years ago

Peter S.

Dundas, NSW

3 Likes
0 Followers

Parents are in their 70’s and have been given advice about using their home to borrow money. What’s the difference between a reverse mortgage and an equity release loan?

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8 years ago

Paul Ryan

Director

North Sydney, NSW

303 Likes
295 Followers

Not so much a question but a comment

A good friend has been with the one lender for 10 years and after 4 weeks of hesitation they finally called the bank about the interest rate on their home loan.

One call and 5 minutes later the bank had dropped the rate from 4.75% to 4.09% - the 0.66% rate cut will save them thousands

I’d love to get some feedback if anyone has had or knows of a similar experience - please share

#simplyaskit?

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8 years ago

allison b.

Taree, NSW

1 Likes
0 Followers

I'm trying to get a home loan. The problem is, we're both on Disability pensions and both been bankrupt before. Finding a lender is proving to be an astronomical task. Can you suggest anyone that would help? We do have a good deposit.

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8 years ago

rohan r.

Balwyn, VIC

3 Likes
0 Followers

I have two children about to start Private secondary school. We have been putting away money since they were born into a separate bank account and have around $80k. is there a better way that we can use this money - I have heard of education funds, but we have not explored. one idea was to buy an investment property with this money (and some top up) and effectively use some of the rental money to pay their school fees and then incur a debt for the fees against the growth in the property?

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8 years ago

Justin G.

Mascot, NSW

22 Likes
2 Followers

We want to borrow about $300,000 for renovations. Do we have to have a contract with a builder or can we manage the process ourselves?

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8 years ago

Geoff W.

Brighton, SA

6 Likes
0 Followers

I am thinking of fixing my home loan. I understand there can be breakage fees if you refinance during the period. What if I want to sell and buy another home do the breakage fees apply or is the loan transferable to the next property?

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8 years ago

Peter W.

Rose Bay, NSW

9 Likes
2 Followers

I’m trying to help one of my kids buy their first home and want to get some advice on the options available. Can I just be a guarantor or do I have to be on the loan with them and what else do I need to consider?

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8 years ago

Patrick F.

Concord West, NSW

0 Likes
0 Followers

Is there any benefit from buying a brand new car rather than a 2 or 3 year old besides a new car smell?

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8 years ago

Toni E.

Beaumaris, VIC

1 Likes
0 Followers

I am a fit, female 61yrs living alone, paying $1500 rent a month and fully employed.
Am I able to buy a place of my own?
All my money is in VicSuper

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8 years ago