Habib Bulut Finance Broker Sunshine North, VIC 4 Likes 2 Followers Hi my friend earns $1800 p/w from Uber and He is been driving Uber one year full time. Can he get a home loan with Uber income? 7 years ago
Mark D. Hamilton, NSW 6 Likes 0 Followers I would like to get some advice on the maximum percentage I could borrow as a first home buyer. I have $53,000 available for a deposit and my salary is $87,000... thanks? 7 years ago
Jacqui D. Williamstown, VIC 2 Likes 0 Followers I am thinking of leaving a full time role to set up my own business but concerned about the initial cashflow. Everyone is telling me to go for it so I’d like to ask about finance and can I extend my home loan before starting the business. The unit is probably worth 500k and the home loan is $210k. Is this a good way to get started as I already have a number of clients in the waiting? 7 years ago
Andrew C. Claremont, WA 3 Likes 0 Followers I have a property…market value $1.3M and loan is $420k. I was hoping to increase the loan to $700k and use the additional funds for a range of investment opportunities but the bank will only approve $100k. Income is not the issue, apparently cashout restrictions!!! What does this mean and will I come across the same problem if I go to refinance? 7 years ago
Adrian B. Concord, NSW 6 Likes 0 Followers I got my first home loan when Aussie Home Loans first started and undercut the banks. One of my kids is about to buy their first home and I was wondering if there was a new non-bank doing what Aussie did many years ago? 7 years ago
Chris C. Kings Park, NSW 3 Likes 0 Followers If we have a 15% deposit can we get a loan without having to pay mortgage insurance? 7 years ago
El T. Maroochydore Dc, QLD 0 Likes 0 Followers My mother owns her own home worth 600k her current mortgage is 45k she's on a disability pension and I live with her and I'm on a carers pension for her this is mental associated we want to loan against the home to build out the back (large block) and then rent the old house out would get roughly 350p/w I'm an only child inherit everything and my mother also has an inheritance of around 250-300k in nz in a home how can we both go on the loan together? 7 years ago
Julia J. Silverwater, NSW 1 Likes 0 Followers My car has been hitten by another car while I was waiting for the traffic light about 10days ago. I only have third party cover insurance, car driver who hitted my car said it is company car so he will submit the form when he goes to work. I’ve contacted insurance company which that car has insured, but they are saying there is no claim have been submitted. I contacted the driver but he is saying that he submitted the form to cfo, nothing he can do at the moment. What should I do now? 7 years ago
Angela I. Yowie Bay, NSW 0 Likes 0 Followers Hi we are in a predicament. We live on a big block of land in our current home. We are in final stages with council for an approved DA to subdivide the land and build a new home on it. We will sell the one we are in and live in the new one. Problem is we have no money to finish the existing home, sell it and then build the new one. Once existing home sold we will be laughing however the bank won't lend us money to finish. We are stuck, any advice appreciated? 7 years ago
Robert B. Merrylands, NSW 0 Likes 0 Followers Q: I own my old home outright (The house in my name ) we want to knock it down and rebuild a single storey, We are also have our names in a property in which to help our only daughter to buy, Currently we are living in our daughter new home because our old home is unsafe to live in.My daughter and us have borrowed 1.2mil in order to buy her dream home, my wife and myself total income approx$95k When my daughter get married how do we obtain a construction h/loan to build the old house ?Rob 7 years ago
Pam W. Lane Cove, NSW 7 Likes 0 Followers My husband and I have full time jobs. His income is 95,000 and mine is 72,000 and our home loan is ANZ, $490,000. We just checked our internet banking and the rate on the loan is 4.62% and we would like to ask if that is too high and what should it be. We do have a credit card limit of $5,000 but we very rarely use it? 7 years ago
Nick S. Northmead, NSW 2 Likes 0 Followers I have saved $28,000 and found a unit I would like to make an offer on… around $600,000. My income is $110,000 and the mortgage broker I spoke to suggested a family guarantee loan but when he found out my parents had a loan on their property he said it wasn’t possible. Their loan is only $90,000 and they have plenty of equity. Is what the broker said right and are there any other options available? 7 years ago
Jarrod P. Tolland, NSW 1 Likes 0 Followers When I turned 18 I was ignorant and went and got a credit card straight away. I neglected to make any repayments and as such have a poor credit rating now. 5 years later and I just recently bought a new car and the finance is 19% p.a.The cars market value is about $20,000 but the loan is $29,000 roughly. I can get a novated lease to the market value of the car but need to get rid of the gap. Is there any way to do this? Haven't missed any payments on my finance for the past 2 years. 7 years ago
Anton C. Beaumont Hills, NSW 1 Likes 0 Followers The bank just cut our rate from 4.52 to 4.35 and gave us the option of lower payments or keeping the payments the same as we have now. We are comfortable with what we are paying so does it mean paying the loan off earlier? 7 years ago
David T. Hornsby, NSW 5 Likes 0 Followers Our daughter has just got her P’s and we are looking at getting her a car. If our budget is around $15-16000 does anyone have any recommendations as to the type of car? 7 years ago
Paul RyanDirector North Sydney, NSW 303 Likes 295 Followers Comment: Come on Australian Home Loan borrowers, we need to reverse these headlines• 85% of Australian mortgage holders don’t know their home loan rate• Most Australian home loan customers are paying way more than needed on their mortgageLet’s be more proactive to find out the interest rate on our home loans and call your lender today to get a better rate. If you’re not sure how simply ask a question or call your mortgage or finance broker to help.Could one call save you thousands? 7 years ago
Lisa R. Bradbury, NSW 1 Likes 0 Followers My car is held as security against a personal loan and we want to sell the car. The personal loan is for 20, 000 and the value on the car is only 3000. They are saying no. Can they make us keep the car? 7 years ago
Jack F. Eveleigh, NSW 0 Likes 0 Followers My partner and I live together in my PPOR. The house is in my name but we both contribute to the mortgage payments which are in the form of a loan from my parents. We both pay the mortgage payments directly into the loan account. Just wondering if the money he contributes is counted as taxable income? Could you break this down for me please?Best, 7 years ago
Adam N. Rockingham, WA 3 Likes 0 Followers We are looking to refinance our home loan and want to know if the new loan has to be over 30 years. We have had our loan for 6 years and don’t want to start again. How should we structure a new loan? 7 years ago
Henry B. Kogarah, NSW 0 Likes 0 Followers Is the policy different for an international student to buy a house compared to a permanent resident/citizen? 7 years ago
