Superannuation & Investment

Ellie D.

Five Dock, NSW

2 Likes
0 Followers

Hi,
I have 2 negative geared investment properties and not doing a very good job in understanding the policy changes the Labour Party is suggesting to negative gearing. Is someone able explain in basic terms what their policy is and how it would impact my investments? thank you

View responses or answer (5)

6 years ago

Steven R.

Lenah Valley, TAS

6 Likes
0 Followers

How will the findings of the royal commission affect everyone?

View responses or answer (2)

6 years ago

Tony Z.

Leonay, NSW

2 Likes
0 Followers

I have been working in the car industry for 8 months and my base salary is $45k and so far the average commissions are $5k a month. Should my employer being paying super on the base salary or base plus commission?

View responses or answer (1)

6 years ago

Leo M.

Doncaster, VIC

2 Likes
0 Followers

I am a self-funded retiree with a share portfolio of $300,000 with a high proportion of bank shares. I feel as though they will continue to be strong but would like to ask if others think the same?

View responses or answer (4)

6 years ago

Peter W.

Bathurst, NSW

2 Likes
1 Followers

I would like to see my three kids get the benefit of buying a home before it’s too late and want to gift about $260,000. As a pensioner what do I need to consider before we start looking at properties ?

View responses or answer (1)

6 years ago

Tracey H.

Glebe, NSW

1 Likes
0 Followers

Hello,
I work for a not for profit organisation 4 days a week and get a paid fortnightly. I noticed recently there is no mention of super on the payslip, not that I could find. Are not for profits exempt from paying super?

View responses or answer (2)

6 years ago

Luke F.

Rouse Hill, NSW

1 Likes
0 Followers

We want to buy a property in Port Macquarie with a view to relocate and retire in 5 or so years. Can we purchase the property through our SMSF, borrow money and then pay it off when we make the move?

View responses or answer (3)

6 years ago

Matthew A.

Brighton-le-sands, NSW

3 Likes
0 Followers

Hello, my wife and I have been discussing buying a unit off the plan close to Sydney CBD. The loan have been approved but with the talk about the labour party negative gearing policy is now a good time to buying off the plan or should we look to a place like Newcastle or other regional areas and buying an existing home. Thank you

View responses or answer (6)

6 years ago

Dale W.

Ormiston, QLD

1 Likes
0 Followers

I have just set up my own business and want to ask about super. I’m a sole trader and just starting out so do I have to make super contributions based on the income I earn or can I wait until the business is making more money

View responses or answer (3)

6 years ago

Matt P.

Pennant Hills, NSW

2 Likes
0 Followers

Hi, I finished up with my employer of 18 years yesterday and have a good sum of money to invest. What options are there to get a reasonable return instead of the money sitting the in the bank?

View responses or answer (5)

6 years ago

Jonah W.

Ormond, VIC

1 Likes
0 Followers

Hi,
I have a SMSF and finding it difficult to maintain it time wise. Is it possible to unwind and what do I need to do?
Thanks

View responses or answer (4)

6 years ago

Jane C.

Chermside, QLD

0 Likes
0 Followers

Hi,
Our mum wants to gift some money to the kids and grandchildren. We need a second opinion and whether she or we have to help her (she’s in her late 70’s) set up a trust account and is there anything else we need to know?

Thanks

View responses or answer (1)

6 years ago

Nathan B.

North Wonthaggi, VIC

1 Likes
0 Followers

Hi i had been working for an employer for 12 months and they did not oay super my question is if they were to pay what was owed do i have the right to ask for it in cash so i can oay it into my fund personally or do they just have to pay into a nominated fund i am not confident they will pay unless i ask fir cash but im unsure if i can ask legally for it in cash thankyou

View responses or answer (2)

6 years ago

Peter M.

Malvern, VIC

2 Likes
0 Followers

Hello, my wife and I are in our late 60’s and have 600,000 in our self-managed superfund. We have 2 kids in their 30’s who are struggling to buy a home we would like to ask if it was possible for us to distribute the funds a gift so they could buy their first home?

View responses or answer (3)

6 years ago

Steven R.

Lenah Valley, TAS

6 Likes
0 Followers

Who is going to win Caulfield cup?

View responses or answer (1)

6 years ago

David H.

Speers Point, NSW

3 Likes
1 Followers

Hi

Just wanting to work out my concessional contributions for the financial year ending 30 June 2019.

I do not want to exceed the $25k Cap.

Do I calculate my Salary Sacrifice and Employer Contributions from 1 July 2018 to 30 June 2019, or by the actual amounts that were deposited into my Account. I know there is a timing difference as it is generally deposited by the 21st day of the month after its been earned/sacrificed.

Many thanks in advance.
David

View responses or answer (5)

6 years ago

Elizabeth J.

Williamstown, VIC

1 Likes
0 Followers

Hi,

I work in the media and have a number of different contracts. I’m trying the get more funds into my super but in my line of work I need to be careful. If I make more super contributions is there any considerations to being able to access funds if needed?

Thank you

View responses or answer (3)

6 years ago

Pamela A.

Annandale, NSW

2 Likes
0 Followers

Hello,
I’m 48 and a late starter to superannuation and I have been thinking about salary sacrificing into my superannuation account.? Is it a good idea and is there a limit to how much I can salary package?

View responses or answer (3)

6 years ago

Steven R.

Lenah Valley, TAS

6 Likes
0 Followers

When are all property, infrastructure, lend lease and ist property quarterly dividends due by date of that period quarter and how many do you receive each quarter at hostplus.?

View responses or answer (2)

6 years ago

Vicki K.

Strathpine, QLD

1 Likes
0 Followers

Hi everyone, I have a question about my Super, I am 61, Lately I have been watching my super with AMP,( with them for many years) and it appears that half of my return goes in Fees and Charges? is this normal? by my calculations, and my hours being cut down, I think I will end up with less than I have now. Do I need to find another fund ?

View responses or answer (4)

6 years ago

Hi,I have 2 negative geared investment properties and not doing a very good job in understanding the policy changes the Labour Party is suggesting to negative gearing. Is someone able explain in basic terms what their policy is and how it would impact my investments? thank you

How will the findings of the royal commission affect everyone?

I have been working in the car industry for 8 months and my base salary is $45k and so far the average commissions are $5k a month. Should my employer being paying super on the base salary or base plus commission?

I am a self-funded retiree with a share portfolio of $300,000 with a high proportion of bank shares. I feel as though they will continue to be strong but would like to ask if others think the same?

I would like to see my three kids get the benefit of buying a home before it’s too late and want to gift about $260,000. As a pensioner what do I need to consider before we start looking at properties ?

Hello,I work for a not for profit organisation 4 days a week and get a paid fortnightly. I noticed recently there is no mention of super on the payslip, not that I could find. Are not for profits exempt from paying super?

We want to buy a property in Port Macquarie with a view to relocate and retire in 5 or so years. Can we purchase the property through our SMSF, borrow money and then pay it off when we make the move?

I have just set up my own business and want to ask about super. I’m a sole trader and just starting out so do I have to make super contributions based on the income I earn or can I wait until the business is making more money

Hi, I finished up with my employer of 18 years yesterday and have a good sum of money to invest. What options are there to get a reasonable return instead of the money sitting the in the bank?

Hi,I have a SMSF and finding it difficult to maintain it time wise. Is it possible to unwind and what do I need to do? Thanks

Hi,Our mum wants to gift some money to the kids and grandchildren. We need a second opinion and whether she or we have to help her (she’s in her late 70’s) set up a trust account and is there anything else we need to know?Thanks

Hello, my wife and I are in our late 60’s and have 600,000 in our self-managed superfund. We have 2 kids in their 30’s who are struggling to buy a home we would like to ask if it was possible for us to distribute the funds a gift so they could buy their first home?

Who is going to win Caulfield cup?

Hi,I work in the media and have a number of different contracts. I’m trying the get more funds into my super but in my line of work I need to be careful. If I make more super contributions is there any considerations to being able to access funds if needed?Thank you

Hello, I’m 48 and a late starter to superannuation and I have been thinking about salary sacrificing into my superannuation account.? Is it a good idea and is there a limit to how much I can salary package?

When are all property, infrastructure, lend lease and ist property quarterly dividends due by date of that period quarter and how many do you receive each quarter at hostplus.?

Hi,
I have 2 negative geared investment properties and not doing a very good job in understanding the policy changes the Labour Party is suggesting to negative gearing. Is someone able explain in basic terms what their policy is and how it would impact my investments? thank you

Hello,
I work for a not for profit organisation 4 days a week and get a paid fortnightly. I noticed recently there is no mention of super on the payslip, not that I could find. Are not for profits exempt from paying super?

Hi,
I have a SMSF and finding it difficult to maintain it time wise. Is it possible to unwind and what do I need to do?
Thanks

Hi,
Our mum wants to gift some money to the kids and grandchildren. We need a second opinion and whether she or we have to help her (she’s in her late 70’s) set up a trust account and is there anything else we need to know?

Thanks

Hi,

I work in the media and have a number of different contracts. I’m trying the get more funds into my super but in my line of work I need to be careful. If I make more super contributions is there any considerations to being able to access funds if needed?

Thank you

Hello,
I’m 48 and a late starter to superannuation and I have been thinking about salary sacrificing into my superannuation account.? Is it a good idea and is there a limit to how much I can salary package?