Suresh RajaniAccountant Parramatta, NSW 74 Likes 15 Followers I am not a financial planner but I have always believed that being debt free would have to be a prerequisite to retirement.What are your thoughts on this? 7 years ago
James J. Coldstream, VIC 0 Likes 0 Followers I need to utiilise my superannuation fund to buy a home. I am 59 years old and understand I can somehow apply for a early release. Would there be someone who could guide me? 7 years ago
Cain B. South Melbourne, VIC 1 Likes 0 Followers I’m interested to get people views on structuring an investment plan for 2018. What’s the view on the mix between shares, property, managed funds and perhaps derivates – should one or two be a higher priority than the others? 7 years ago
jim E. Carlton, VIC 0 Likes 0 Followers I want to invest some of my self-managed super funds into two starts ups? Do I have to set up another smsf to do so, anything else I need to be aware of? 7 years ago
Jack C. Kelso, NSW 2 Likes 0 Followers I want to buy some shares for my young kids. If I set-up a trust the income tax on dividends will need to be paid by me (at 35%). Can I get the kids a TFN and buy them in their name so they can benefit from the $18k tax threshold? 7 years ago
Brett J. Glebe, NSW 1 Likes 0 Followers Have worked for the same company for 11 years and I’ve just let my super to be managed through work. The returns have been getting are around 7 to 8% per annum, Is this considered a good return? 7 years ago
Alex C. Zetland, NSW 2 Likes 0 Followers Hi, I’ve been reading a lot Bitcoin trying to get an understanding of how it works but it’s still a mystery. Can I ask how others understand it, why is there so much talk about it, is it a fad or is it real and the future? Thanks 7 years ago
Martin D. Curl Curl, NSW 6 Likes 0 Followers I have $175,000 in super and due to retire in 8 years. What’s the best way for me to grow my super? 7 years ago
jean-renaud n. Rowville, VIC 1 Likes 0 Followers I'm 70yrs and about to retire and have approx: $500,000 in super and I want t help the kids getting their first home, when I check how much they need to pay if they borrow the above amount - it's over $350,000 in interest .As my super money will sits around with my super company but I'm will get a pension from it every year, it's easier to withdraw the money and give it to the kids so they don't have to pay that huge amount in interest - What do you recommend? 7 years ago
Sylvia F. Carramar, WA 1 Likes 0 Followers I want to put my house in my children's name What is the best way to do this.? 7 years ago
Stan T. Mount Gambier, SA 1 Likes 0 Followers Currently have 2 Super funds. A new fin.adv. has recommended rollover to another fund.My main fund is performing well and better than that being suggestedHe is naturally assoc with the 3rd fund so eager to recruit us. His fees work out to around $3000 pa while my current fund has a minimal fee and doesn't provide a financial adviser as such.Both husband and I are retired and having done the Centrlink rhumba,feel our requirement for a fin adv is low.w Which option should we take ...? 7 years ago
Ben G. Cammeray, NSW 0 Likes 0 Followers Met with my financial adviser on Tuesday and he tells me my superannuation increased by 7.2% over the past 12 months. I’m a little concerned as I thought the market had performed better than that .... is 7.2% at the lower end? 7 years ago
Maria S. Richmond, VIC 1 Likes 0 Followers We would like to retire in 10 years in Spain. My husband has a commonwealth PSS while I have a regular retail super. I have 2 questions:1.- does PSS taxes stay the same if we were to live in either Australia or Spain.2.- Do I need to pay taxes on my retail super if I draw it from Spain rather than from AU where there will be no taxes? 7 years ago
Jacinta E. Bentleigh, VIC 2 Likes 0 Followers If I use some of the funds I have in my redraw account to start a share portfolio will the funds be tax deductible? 7 years ago
Alan B. Parafield Gardens, SA 1 Likes 0 Followers Im about to receive my superannuation early (age 40) along with the tpd insurance payout. Will the taxable component affect centrelink payments ie. Ccr, ccb and ifso should i put some aside for the next tax period to cover overpayment for this financial year so far? 7 years ago
simplyaskit Business Advisor North Sydney, NSW 216 Likes 401 Followers Less than 24 hours before the race that stops a nationSo who's everyone tipping? 7 years ago
Martin H. Sunshine North, VIC 1 Likes 0 Followers Hi I was wondering if you could give me some options regarding my current financial situation?So I'm currently 19, studying full time at uni and casually employed at McDonald's (earning about $200-300 a week) My main question is should I save up 10K to invest in Vanguard (VAS/VGS/VGE) or should I put my current savings in a HISA like ING. I currently have 1.5K in my NAB savings account and about $300 invested in Acorns. Thank you. 7 years ago
Rod B. Bayswater, WA 5 Likes 0 Followers With regard to the $25,000 celing on super contributions.Are the contributions from the employer counted in the $25,000?RB 7 years ago
James W. Surry Hills, NSW 2 Likes 0 Followers About to start a share portfolio and would like to ask about the fundamentals people use as part of their consideration of whether to invest in a particular business? 7 years ago
J T. Potts Point, NSW 4 Likes 0 Followers Hello, My Partner and I (mostly me) have been thinking about starting an SMSF to invest in studio apartments in Kings Cross area.We have a combined balance of around $120K, we are both late 20's, combined monthly super contributions of around $1,300.00 with the potential to increase that to $1,600.00 PM.The plan would to live of the rental income in retirement, from what i've said do you think its worth visiting a FP? 7 years ago
