Superannuation & Investment

SAM R.

Upper Coomera, QLD

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My husband had a motorbike accident & he got TPD & IPP insurance payouts out of 3 of his supers. He has 12.
Going forward we need to roll remainding supers into one account.
But need to find someone who can find us a new superannuation provider who will cover him incase of anything in the future (he is only 38) and won't wipe him because he has had previous claims?
Please help!
Thanks
Ms S Robbo

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7 years ago

John O.

Bridgewater, TAS

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I am 54 years old and will be leaving the workforce due to an auto immune illness. I have been cleaned out by the ANTI Family court twice so only have approx. $200K in super left. No longer own a house but do have some land. Can I access my super early due to early retirement? And what are the taxation implications? Thanks.

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7 years ago

Fred B.

Hornsby, NSW

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I’m 61 and planning on retiring in 4 or 5 years. My question is about superannuation as I’d like some advice of how much I can put into my super and is a self-managed fund a good idea at my age?

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7 years ago

Paul R.

Orange, NSW

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Hi I'm buying a small business and it's lets say $ 130.000. I have a mortgage of $270.000 (house value is $540.000. I have savings of $200.000..What is best to do with my savings ? put it on the mortgage, or buy the business.. Or invest elsewhere..

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7 years ago

Bel E.

Breakfast Point, NSW

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How much should I pay for a 3 x 2bdrm block of Torrens title units that are currently uninhabitable and require a 6wk cosmetic renovation ($100k) for a combined income of $900/wk post Reno?

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7 years ago

Andrew F.

Bethania, QLD

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I have around $450 a month in savings and I would like to take the next step and start investing but I don't know how or what to do?

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7 years ago

Mike K.

Beecroft, NSW

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USD interest

I have > $250k sitting in a zero interest acct in the US. I am awaiting a drop in the Aud before bringing home.

I think the US share market is at a high and so do not think Shares or ETF's will preserve the capital. I dont think I can have a USD interest bearing account as a foreigner.


Any thought on where I could park this money?

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7 years ago

Anne B.

Woodville North, SA

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I am a widow.
I own my own home outright - if I sold today, I would get around $380,000.
I also have an investment property, with a split loan of $37,000 with repayments of $111.00 p/m and
$196,000 with repayments of $750.00 p/m
I work PPT and earn $32,000 p/a
My investment property is currently empty while it is on the market to sell (this was our family home prior to my husbands death).
I would like to free up a bit of equity in my home - what are my options please?

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7 years ago

John Stevenson

Business Advisor

Drummoyne, NSW

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I am looking at kicking off an SMSF but have always been wary of the costs associated. I have come across E Super Fund who are an online company who provide the structure and regulatory requirements including auditing for about $800 per year. Sounds like a great deal, but I'm always worried about deals that sound too good to be true.
Has anyone used them or does anyone know enough about them to be able to give any insight or feedback?
I want to ensure I've done my due diligence before moving.

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7 years ago

Helen R.

Cobaw, VIC

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Putting money into super.

I don't have any superannuation and am 60 years old with no income or Centrelink payments. I have been given $100,000 and am wondering should I set up a SMSF and put this into it or should I put it into a managed super fund.

How much can I put in prior to June 30th? What are the implications of putting the $100,000 into a fund?

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7 years ago

Fin E.

Girralong, NSW

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Hi! I work full time and am struggling to make enough money to support myself. I manage to put aside about $15 a week. What can I do to increase the amount of money I have in a safe hold incase something goes wrong? i.e. budgeting or investing...

Cheers

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8 years ago

ruby c.

Appin, NSW

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Hi guys,
I don't know whether I should invest my minimal savings into the stock market or into a long-term saver. What are the benefits of both? Why should I steer clear of one and not the other? I've heard shares are super rewarding long term, but I also know I need to do a lot of research. Can you help me?
Thanks!
Ruby

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8 years ago

Peter S.

Dundas, NSW

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Parents are thinking about buying into a retirement village and we would like to get some advice on the options and the contractual arrangements they need to be aware of. In one discussion it was mentioned they would lose up to 40% of the property when it came time to sell. Is this considered normal practice….. are there other options available?

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8 years ago

Michelle B.

Adelaide Bc, SA

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I have a healthy steady income (self employed) but I have huge credit card debt which I can barely keep up with. Because of this I can't afford to contribute to my super. My payments are only the minimum so it's not going down. I don't have any assets I can sell. I rent. I have plenty of super, I could pay it off and still leave plenty. I'm 35. Is there anyway I can access my super? From what I've researched I need to be out of work and on Centrelink for a certain amount of time.

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8 years ago

Kevin F.

Canberra, ACT

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I am 64, not working & receiving an allocated pension from my Super Fund.
My wife is 60, working part time ($13000 annually) & contributing to her Super Fund.
If my wife ceases work by the time I reach Aged pension age & also ceases contributions to her Super, will her fund still be considered to be in Accumulation phase & thus not be included in my Income/Assets for purposes of my Aged Pension application?
Thank You.
Kevin

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8 years ago

bright y.

Gwynneville, NSW

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I am 60, will retire at 67 and get the single age pension. I rent from the department of housing and pay 20% of my income in rent. What should I do with my $90,000 super that dose not earn 'income' and increase the rent?
Amanda

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8 years ago

jon h.

Beechboro, WA

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hello i am inquiring about a friends issue
he has recently lost his father and we are unable to find any super paper work
i was wondering if there was a way to track it down like the lost super you can
if so where would be the best way to start this process ?

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8 years ago

Walter D.

Bellmere, QLD

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Hi
I have two properties one i live in and a weekender. I cant receive my pension because of this.
Would i be better off selling both and buying one. Or could i transfer one over to my son and live in the other.
I am worried that I may never receive a pension if i make the wrong choice?

Regards
Mario

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8 years ago

Sarah M.

Essendon, VIC

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We are looking at buying a home and living in it for now. We will basically have no mortgage on the property. In afew years time we will look at renting that property and moving to another. Is there a way to set this up so that we transfer the money from one property to the other to maximize negative gearing?

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8 years ago

Carmel B.

Raceview, QLD

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I am retired. am over sixty. am I better to leave my super with the fund where it is currently held or would I be better to to put it into a bank investment account?

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8 years ago